The City of Opa-locka has applied through
the Federal Emergency Management Association and may receive a 25%
discount for Special Flood Hazard Areas (SFHA) and 10% discount for
non-SFHA on Flood Insurance for City of Opa-locka homeowners. During extended periods of heavy rainfall, low lying neighborhoods within the City are subject to flooding. Since you are in a flood hazard area, this information will address areas to protect you and reduce loss of value to your property as a result of floods.
Flood Hazard: A flood hazard
can occur when tropical storms, hurricanes or other heavy rainstorms are
Flood Warning System: Miami-Dade County depends on the National Weather Service (NWS) for flood recognition. The NWS will issue a flood advisory for Miami-Dade County
at least six (6) hours before expected rainfall would overflow drainage
systems and cause the isolation of structures by the inland ponding of
flood waters. Stay tuned to local TV or radio stations known to have an
active news bureau for information. When flood warnings are issued, it
will be done by sirens and loudspeakers from police and fire vehicles
who will give evacuation routes.
Flood Safety: If you are
advised to evacuate, turn off utilities at the main switches or valves.
Disconnect electrical appliances, but do not touch any electrical
equipment if you are wet or standing in water. Avoid running washes or
Flooding is not covered by normal homeowners' insurance but flood
insurance is available in the community through the National Flood
Insurance Program. This insurance is backed by the Federal Government.
Once flood insurance is obtained, there is a 30-day delay before the
policy is in full force and effect.
Floodplain development permit requirements: All developments under construction need permits. Contact the Community Development Department at 780 Fisherman Street, 4th floor or call 305-953-2868 prior to any construction activities or to report illegal floodplain development.
Substantial Improvement Requirements:
The National Flood Insurance Program requires that if the cost of
reconstruction, rehabilitation, addition, or other improvements to a
building equals or exceeds 50% of the building's market value, then the
building must meet the same construction requirements as a new building.
Substantially damaged buildings must also be brought up to the same
Drainage system maintenance:
It is illegal for any direct or indirect entry of any solid, liquid or
gaseous matter to enter the drainage system. Proper drainage will help
reduce the risk of flooding. We inspect the drainage system and remove
blockages that are found or reported.
The City provides map determinations to let you know if you are in a
flood hazard area and if you are required by Federal Law to carry flood
insurance. To obtain a map, call 305-953-2868 or click on the "Flood
Insurance Rate Map" link below.
Upon request, the property owner will be provided with a review of
potential flooding, drainage, and sewer problems. Call 305-953-2828.
City Maps & Flood Elevation Certificate